Anne nods, "It cam get that way, by water. We had some wicked snow snorms when I was in New York; record breaking blizzards, it got intense." San Francisco was a different kind of cold; not as frigid, but wet and oppressive.

Anne missed the snow, and the decent heating and insulation of a New York condo.

She smiles, "Do you plan on finding a way to be active here as well?"